About Us

David Lutz – Experienced Commercial & Banking Law Attorney in Minnesota

At Lutz Law Firm, David Lutz applies more than twenty-five years of legal and business experience to complex commercial disputes, secured transactions, and real estate matters. His practice is grounded in clear analysis, practical strategy, and a steady focus on protecting client interests in every stage of a transaction or litigation.

 

With a background that blends legal expertise and business judgment, David advises financial institutions, businesses, and individuals on loan documentation, UCC Article 9 issues, corporate governance, and commercial litigation. He handles sophisticated agreements, priority disputes, and real estate concerns with precision, helping clients navigate risk and move their matters toward efficient, effective resolution.

David-Lutz Attorney
With every matter I take on, my focus is clarity, strategy, and forward momentum—guiding clients through complex legal and business challenges with steady judgment and practical solutions. Experience shapes the path, but dedication drives the results.
David Lutz

History

Founded on more than two decades of legal and business insight, Lutz Law Firm grew from David Lutz’s commitment to delivering clear, strategic counsel to financial institutions, real estate developers, corporations, and emerging businesses. From early work on complex commercial transactions to guiding clients through high-stakes disputes, the Firm’s history is rooted in practical judgment, steady analysis, and a focus on results that stand the test of time.

Over the years, David’s experience expanded across banking law, UCC Article 9 secured transactions, commercial litigation, and real estate development—shaping a practice designed to solve intricate problems with precision and efficiency. His roles in multimillion-dollar projects, priority disputes, corporate governance matters, and sophisticated credit agreements reflect a long-standing commitment to helping clients move through complexity with confidence.

 

Today, Lutz Law Firm continues to serve as a trusted partner for businesses, lenders, and organizations across Minnesota, offering a history defined not by size, but by clarity, skill, and a dedication to meaningful outcomes.

1998

Completed MBA at the University of St. Thomas, building the business foundation that later shaped his practical, strategy-driven legal approach.

 

1998

Earned his Juris Doctor from Mitchell Hamline School of Law, beginning his work in-house with a real estate developer.

2000

Advised on early commercial and banking matters, developing experience in secured transactions, loan documentation, and corporate governance.

 

2004

Played a key role in major real estate and development projects, helping structure financing and negotiate complex commercial agreements.

2010

led legal work on workout of notable hospitality and development projects, including large hotel and waterpark ventures in Minneapolis area.

2014

Strengthened the firm’s banking and commercial litigation capabilities, handling disputes involving contracts, leases, collateral, and corporate matters.

2020

Firm relocated to the Canadian Pacific Plaza in downtown Minneapolis, with continued growth and broader service offerings to business and institutional clients

2023

Lutz Law Firm continues to provide practical, business-focused counsel in commercial law, banking, real estate, secured transactions, UCC matters, and litigation across Minnesota.

Why Choose David Lutz Attorney and Lutz Law Firm?

Clarity, strategy, and practical judgment define David’s approach to every commercial, banking, and real estate matter. With more than 25 years of legal and business experience, he helps clients navigate complex transactions and disputes with confidence, insight, and steady, results-focused guidance.

Practical, Business-Focused Counsel

David brings the unique combination of a J.D. and MBA to deliver advice grounded in business realities and efficient legal strategy.

Decades of Commercial Experience

From multimillion-dollar real estate deals to UCC Article 9 priority disputes, David’s experience spans the full spectrum of commercial, banking, and corporate matters.

Trusted by Financial Institutions & Businesses

Lenders, developers, corporations, and nonprofits rely on David for reliable guidance in transactions, governance, secured credit, and litigation.

Responsive & Results-Driven

David is known for responsiveness, clear communication, and solutions that move matters forward efficiently and effectively.