When businesses, financial institutions, and individuals in Minnesota face complex legal challenges, experience and practical judgment matter. David A. Lutz, founder of Lutz Law Firm in Minneapolis, has built a reputation as a trusted commercial attorney with over 25 years of experience delivering strategic, results-driven legal solutions.
A Strong Foundation in Law and Business
David Lutz brings a rare combination of legal and business insight to his practice. He earned his Juris Doctor (J.D.) from Mitchell Hamline School of Law and an MBA from the University of St. Thomas, equipping him with both legal acumen and a deep understanding of how businesses operate.
Licensed to practice in Minnesota State Courts and the U.S. District Court for the District of Minnesota, David has spent decades helping clients navigate complex legal landscapes with confidence.
Comprehensive Commercial Legal Services
David Lutz’s practice is focused on commercial law, where he advises clients across a wide range of industries. His ability to blend transactional work with litigation experience allows him to anticipate risks and proactively protect client interests.
Banking & Financial Institution Representation
Financial institutions rely on David for precise and compliant legal guidance. His work includes:
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Drafting loan documentation and secured credit agreements
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Structuring UCC Article 9 secured transactions
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Preparing deposit account control agreements (DACAs)
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Negotiating intercreditor and multi-lender agreements
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Advising on regulatory compliance and fraud prevention
His experience ensures lenders maintain strong, enforceable positions in their transactions.
Commercial Litigation
When disputes arise, David provides assertive and strategic representation. He handles:
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Breach of contract claims
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Secured creditor and lien priority disputes
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Lease and real estate conflicts
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Collections, foreclosures, and receiverships
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Trial, summary judgment, and appellate matters
His litigation approach is focused on efficiency—resolving disputes while minimizing business disruption.
Secured Transactions and UCC Expertise
A core strength of David’s practice lies in UCC Article 9 matters. He assists clients with:
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Drafting and enforcing security agreements
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Perfecting security interests through filing, possession, or control
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Resolving priority disputes, including PMSI issues
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Collateral enforcement strategies
This specialized knowledge is critical for lenders and creditors seeking to protect their interests.
Real Estate Transactions & Disputes
David has extensive experience in commercial real estate, handling transactions and disputes with precision. His services include:
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Purchase and sale agreements
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Lease drafting and negotiations
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Title review and financing matters
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Tax and special assessment analysis
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Real estate litigation and dispute resolution
He has successfully negotiated transactions exceeding $100 million, demonstrating his capability in high-value deals.
Corporate and Nonprofit Counsel
Beyond transactions and litigation, David serves as a trusted advisor to businesses and nonprofit organizations. His work includes:
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Corporate governance and compliance
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LLC formation and structuring
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Mergers and acquisitions
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Employment agreements and non-compete clauses
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Legal counsel for religious and nonprofit entities
Clients value his ability to provide practical, business-focused advice that aligns with long-term goals.
Proven Results and Client-Focused Approach
David Lutz’s track record reflects his commitment to excellence:
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Successfully defended a secured lender’s first-position lien in a priority dispute
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Achieved dismissal with prejudice in complex lease litigation
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Structured and negotiated multi-lender financial agreements
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Advised organizations on governance and risk management
His approach is straightforward: deliver clear guidance, protect client interests, and move matters toward efficient resolution.
Why Choose David Lutz in Minnesota
Clients choose David Lutz not only for his legal knowledge but for his practical mindset. He understands that legal issues are often tied to broader business objectives. His advice is always grounded in real-world outcomes, not just legal theory.
Key reasons clients trust David include:
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25+ years of experience in commercial law
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Deep understanding of both legal and business principles
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Proven success in high-stakes transactions and disputes
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A responsive, client-centered approach
Contact Information
Lutz Law Firm
120 South 6th Street, Suite 1515
Minneapolis, MN 55402
Phone: 612-424-2110
Email: [email protected]
Conclusion
For businesses and financial institutions seeking experienced legal counsel, David Lutz Minnesota stands out as a reliable and strategic partner. With decades of experience across commercial law, litigation, and financial transactions, David provides the clarity and confidence clients need to navigate complex legal challenges successfully.

